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Himes Spells Out Details of "Obamacare" Legislation

The Congressman on Affordable Care Act: "The health care exchanges that opened today are, for the first time, providing a marketplace where any American who needs health insurance can buy it.

Jim Himes, D-Greenwich, represents the Fourth District, which includes Oxford. Credit:himes.house.gov
Jim Himes, D-Greenwich, represents the Fourth District, which includes Oxford. Credit:himes.house.gov

The following press release comes from the office of U.S. Rep. Jim Himes, D-4th District.

Congressman Jim Himes reminded constituents that millions of Americans will now have access to affordable, quality health insurance as Access Health CT has opened in Connecticut under the provisions of the Affordable Care Act. Instant tax credits are available to most middle income families to help purchase that insurance. 

“The health care exchanges that opened today are, for the first time, providing a marketplace where any American who needs health insurance can buy it,” Himes said. “Despite the dysfunction in Washington, we’re seeing what good government can do when people come together to debate, compromise, and put in place a plan to help the American people.”

In Connecticut, the new Access Health CT will offer a range of competitively priced insurance plans for those unable to access affordable coverage through their employers. And it will provide real choices to consumers so that all who shop for insurance there can find options that fit their needs. In this new online marketplace, there is no denial for pre-existing conditions, no annual or lifetime limits on coverage, and no higher rates for women compared to men.

Individuals and families who qualify will receive an instant tax credit that will cover a significant portion of their health insurance premiums when purchasing insurance through the Connecticut state exchange. Because these credits can be applied directly to monthly premiums, the lower costs are instant. Individuals making up to $45,960 per year, and families of four making up to $94,200 per year, may qualify. Individuals can visit www.accesshealthct.com/how-to-save to determine if they qualify for a tax credit. 

The open enrollment period for the first year of the Marketplaces runs from Oct. 1, 2013 through March 31, 2014.  Enrollment is a six-month process and will build over time.  Those who are already enrolled in a health insurance plan through their employer or who are on Medicare will not have to change their plan in any way.

For more information, visit  http://himes.house.gov/health-care-reform-and-you or http://accesshealthct.com.


Dave October 02, 2013 at 03:08 PM
Today Oct.2 you indicated that when signing up for the ACA that we would receive instant tax credits if we met the income requirements. My question is "Would my employer stop taking my income tax deduction out of my pay check in the amount that I qualified for and put it into my health insurance payment column (If you will) to give me the instant tax credit you mention or will I be paying both until my income tax is filed by April of 2014? I asked this question and will post the answer when / if I receive one.
Dave October 02, 2013 at 06:11 PM
His office received my question now i guess when the Gov. opens again I'll get his reply and share it with you. This is an automatically-generated response from Congressman Himes: Thank you for emailing me with your thoughts and comments. Knowing your views will be very helpful as I continue to work to represent the needs and concerns of the 4th District of Connecticut in the United States House of Representatives. I am glad you took an active part in our government by contacting me to share your thoughts, and I appreciate your patience in awaiting a detailed response to your specific concerns. Every day, I receive a large number of e-mails on a variety of issues. For this reason, I can only respond to those e-mails I receive from residents of the 4th District of Connecticut. The online form you completed before submitting this e-mail will enable me to know which messages are from citizens of the 4th District. If you are a constituent, please be assured that I will respond to your message as soon as I am able to do so. If you are not a constituent, I would encourage you to contact the Member who represents your area. Again, thank you for writing.

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