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Oxford Residents Plan For Affordable Housing

Attached video shows Planning and Zoning Chairman Bill Johnson discussing how two pending affordable housing projects could qualify Oxford for three-year moratorium on further affordable housing projects.

Affordable housing doesn’t have to be such a scary thing, especially if it compliments the town‘s existing rural character and charm.

That’s what about a dozen residents learned Tuesday during a workshop held by the Planning and Zoning Commission to discuss new regulations being proposed to establish incentive housing overlay zones to encourage affordable housing.

The workshop was led by the Stamford firm, BFJ Planning, which the commission hired to draft the regulations.

BFJ Consultant Frank Fish, along with Architect Stuart Lachs, welcomed residents’ input on what they’d like to see included in the draft report that BFJ is slated to submit to the commission later this month for review. Some of the items on residents’ wish lists include town homes, rather than multi-family housing, the use of natural-based building materials and substantial landscape buffering between the homes and nearby commercial zones.

Resident input is highly encouraged, and those who have ideas are welcome to submit comments online to HousingStudy@oxford-ct.gov.

The regulations are necessary because according to state law, Oxford simply doesn’t have enough homes that would be considered “affordable housing.” The state defines affordable housing not as low income or public housing, but rather “workforce” housing that would be affordable to individuals or couples earning less than 80 percent of the town’s median income. Such housing would be appropriate for local police, town employees and teachers looking for reasonably priced dwellings, Fish said.

In Oxford, the median income is between roughly $80,000 and more than $90,000 per year depending on the study, and affordable housing, by state definition, is for those earning less than $64,000 per year (on the low end of the median scale).

Fish explained that towns with less than 10 percent of its existing housing stock as affordable are in a difficult position because developers can come in and use the state law to override local regulations to push projects through.

Oxford currently has just 1.4 percent, or between 40-50 housing units that fall under the affordable designation. Fish said Oxford is not alone, saying “there’s almost no one at 10 percent in Connecticut,” with the exception of the larger cities like Hartford and Bridgeport.

If Oxford can raise its current percentage of affordable housing to 2 percent, it can then impose a three-year moratorium on further affordable development. Fish said Oxford would reach its 2 percent goal if another 21 affordable housing units were built.

Having regulations on its books with respect to affordable - or incentive overlay zones - will help the town in several ways, Fish said. Not only would the state offer incentives to Oxford, but having regulations will also allow the town to control the location, determine the housing type and impose design standards so any such proposed housing could tie in nicely with Oxford’s existing rural character, he said.

“It will better protect the town on the direction where you might and might not want this type of housing,” Fish said.

Time is of the essence for Oxford to develop regulations, as a one-year moratorium on affordable housing expires in July, said Planning and Zoning Commission Chairman Bill Johnson. Oxford previously denied an affordable housing proposal, which is currently being processed through the courts.

BFJ has identified three potential sites along Route 67 that could be suitable for such housing, all which consist of multiple lots in commercial zones, and have access, or potential access, to sewer and water. The sites are the Haynes Construction quarry area, which boasts about 38 acres; land behind Tommy K’s Plaza, which 13 acres; and property bordering the Seymour/Oxford town line near the American Legion building, which comprises about 17 acres.

Fish said with residents’ and the commission’s input, the regulations would lean toward the building of two-story attached town homes at 10 units per acre, as opposed to multi-family units, which could mean 20 units per acre.

With town homes, Fish said the Haynes site could potentially house 380 town homes, with 76 units designated affordable; the Tommy K site could house 130 town homes, with 26 as affordable and the third site could house 170 town homes with 34 deemed affordable. Fish stressed those numbers represent the “max build out,” and the developments would likely end up being far less than what he projected. He also noted that the three zones would be overlaid onto existing commercial zones, and would give property owners the option to develop their properties commercially, or develop town homes, under the new regulations.

Regardless, several residents said they’d only like to see six housing units per acre in an effort to control density.

In resident Janis Hardy’s focus group, members told Fish they’d definitely prefer two-story town homes, rather than multi-family homes, with aesthetics that are in keeping with Oxford’s rural character.

“We’d like to see no more than six town homes per acre, the use of natural materials, landscape buffers, as we need to be sensitive to the neighbors near these sites, and inclusion of passive recreation, too,” Hardy said.

Other design details residents encouraged would be garages that face the back of the property, not the street side.

Hardy said if done correctly, she sees affordable housing not as a detriment to Oxford, but rather a place for single parents, and young people looking to start out, in a home they can afford, in a desirable community.

“People should have choices as to where they want to live, and this done properly and according to regulations, will be a benefit to this town, not a detriment,” she said.

Resident Tanya Carver, co-founder of Keep Oxford Green, said she likes the fact that Oxford can write its own affordable housing regulations, which she said will allow “more control of the density.”

For more information on the issue, residents can visit www.OxfordHousingStudy.com.

OxfordCitizen May 5, 2011 at 11:35 am
The article doesn not mention the cost of the affordable housing unit ? I am concerned that setting the price of units artificially low so that they can be called "affordable" benefits no one in the long term. Shouldn't the market determine housing prices ?
J.
William DeRosa May 5, 2011 at 11:39 am
The problem is, that Oxford should remain more of a rural setting, and with the influx of so many people, it will crowd up places like Jackson Cove (already crowded in summer) and other parks, create even more congestion on the already strained 67 corridor, possibly force an expansion our schools, and turn Oxford from its charm and character into Stratford. Not that I dislike Stratford, but I CHOSE to live here in Oxford because it was Oxford.
People SHOULD have choices where to live, within their income status. Why do we continually feel the need to lower standards, or change whole towns over to accommodate lower income just because we think it's "fair". If you want to live in Oxford, EARN the income necessary to live here. That goes for any town! I want to live in Beverly Hills, or Greenwich in a mansion…but I can't. Should those towns lower housing prices or build mini mansions so I can live there? Why not? "People have choices where they want to live", as was so stated. Well I choose to live next to David Letterman. Please accommodate me. <insert rolling eye emoticon> As well, it is a PROVEN entity that when you build such housing, the home prices all around the area go down too. It's a FACT. I do NOT want my property value to go down even MORE than it has in the last 3 years. The down turn was caused by the same frikkin thing: Lowering banking standards to accommodate people who could not possibly afford the homes they bought, just so they COULD buy a home. Ugggh.
Paul Singley (Editor) May 5, 2011 at 12:40 pm
I don't know for sure, but I believe it is unknown at this point. That would be up to the developer and would depend on when they are built. That being said, we will look to get an answer for you asap. Thanks for the questions.
Patty May 5, 2011 at 12:41 pm
It is a fact that Oxford needs to allow affordable housing, building townhouses such as Woodlake in Woodbury, or a condominium unit built in Southbury on 67, right next to a horse farm, will not turn Oxford into an inner city. The officials of Oxford are working on a solution.
The problem Oxford has is when a builder gets a permit for 5 houses, then wants to change it to 84 units, then wants to change it again to 194 units. (Central Park Larkey Road-Christian St.) Once a permit is granted, no more changes!
CMG May 5, 2011 at 12:48 pm
WELL SAID William! I last heard these "affordable" houses are going in the $300,000 range. Hello? That is in no way "affordable." I am divorced single mom and make only $54,000 a year and I am having a hard time paying on a $124,000 mortgage, mostly thanks to my $5,400 a year in taxes. Five years ago my house was appraised at around $350,000...the new assessment is now $201,000. Who are the morons that come up with what they consider "affordable"? Those "affordable" houses are only for those who wish to pour every penny of their paycheck into their home and do nothing else in life. To me that is not affordable. I was always taught, you don't live beyond your means. I see soooooooo many in Oxford doing just that. Unfortunately I will be leaving this State in a few years due to how expensive CT has become. I hope the market comes up in that time and nothing else sends our home values lower or I won't even be able to sell to get out of here. I grew up in Seymour and Oxford and I would gladly it go back to being mostly cow pastures than houses. So sad. Guess I will be going in search of greener "pastures" in my future.
William DeRosa May 5, 2011 at 01:50 pm
Why is it a "fact" we need to allow affordable housing?
Just curious.
Bill Johnson May 5, 2011 at 01:53 pm
An individual affordable housing project 8-30g - is built at fair market value. 15% are built at 80% of fair market value and another 15% are built at 60% of fair market value.
ie. of 100 homes - 70 are built at full market value, 15 are built at 80% of fair market value, and 15 are built at 60% of fair market value. Bill Johnson - Chairman Oxford P & Z
Paul Singley (Editor) May 5, 2011 at 01:58 pm
Great, Bill. Thanks for the response. I don't know what fair market value in Oxford is at this point. Anyone know? I've seen homes selling for between $300K - $450K (some below and some above). I know that's a big range, so anyone who has a better number, perhaps a Realtor or real estate agent, we would appreciate your feedback. Thanks!
Bill Johnson May 5, 2011 at 02:01 pm
You should know that all homes in an affordable housing project must be indistinguishable from the outside so that they will not stand out.
P & Z is not planning to make the overlay zones in residential neighborhoods, so your property value should not be affected. Bill Johnson - Chairman Oxford P & Z
William DeRosa May 5, 2011 at 02:06 pm
I get around the same $ figures as you Paul when I search. I will ask Pat Blanko, a family friend and long time Oxford RE agent if I can reach her.
Bill Johnson May 5, 2011 at 02:09 pm
Patty, this is why we need to control affordable housing in Oxford. With an 8-30g application the builder can build as many units as he/she would like to, and P & Z has no say in the matter other than Health and Safety.
William - CT State Law 8-30g requires all towns to have at least 10% of all housing to be affordable. Bill Johnson - Chairman Oxford P & Z
Patty May 5, 2011 at 02:12 pm
(CT State Statute 8-30g) The 8-30g statute is intended to compensate for the lack of affordable housing statewide by limiting the conditions under which towns may deny applications for such developments. Builders may appeal a denial in court, placing the burden on the town to prove that the project’s potential infringement upon the public interest outweighs the need.
Towns qualify for a permanent exemption from the law once 10 percent of their overall housing stock meets the definition of affordable. Oxford is well below this threshold, at 1.1 percent. William Rosa, the Town will go broke fighting every application, $ 240,000 spent on fighting Garden Homes. By P&Z writing governing rules, Oxford can write rules of where and how many units be built. Oxford taxpayers can not afford to waste money fighting lawsuit after lawsuit, when the P & Z can write regulations to control the end result of affordable housing projects.
Bill Johnson May 5, 2011 at 02:15 pm
It is my understanding that "fair market value" is that which someone is willing to pay. In an 8-30g application the buildr must state what price points they are seeking, otherwise how could we calculate 80% and 60% of fair market value. An unofficial "guess" would be that most would be in the $275,000 to the $350,00 price range.
Bill Johnson - Chairman Oxford P & Z
Bill Johnson May 5, 2011 at 02:24 pm
Remember that P & Z is trying to put restrictions on the type of homes being built - Central Park was approved to build only 2-bedroom units (which makes there fair market value less than a 3-bedroom unit). Also note that most affordable housing are not very large, otherwise the builder would not be able to squeeeeeeeese as many units in as they would like to. PS Pat Blanko is also my friend and I also consider her very knowledable in Oxford RE.
Bill Johnson - Chairman Oxford P & Z
carol georgette May 5, 2011 at 04:16 pm
I commend the comprehensive and most-difficult work of our P&Z officials and BFJ Consulting, and am grateful for the progress they have made to-date on Oxford's need to have affordable housing, as per our state mandate. Chairman Johnson and BFJ are quite clear on what all of us face in Oxford. Following is information presented in one slide taken from BFJ's presentation, as delivered on Monday night:
State Incentive Housing Zone (IHZ) Program (relating to state housing overlay law IHZ-124) - Section 8-13 a) Protects town from Section 8-30g applications (affordable housing applications). b) Puts burden on developer to justify affordable housing development on a non-IHZ site. c) Allows Oxford to determine acceptable sites for affordable housing. d) Allows Oxford to control location and character of development: d-1) Determine housing type d-2) Impose design standards One bullet on a second slide reads as follows: Town (Oxford) will reach 2% goal with 21 additional affordable units (once they are built, as per Mr. Johnson). It's quite clear that Oxford is not far from reaching the required 2%. The best thing we can do is to attend these P&Z meetings, support our P&Z officials and allow them to progress to the finish line to achieve a 3-year affordable housing moratorium.
J May 6, 2011 at 02:44 pm
Higher taxes are the problem. People pay less property taxes on affordable houses leaving existing residents in the town to pay more to pick up the slack. People in affordable housing also typically have children; costing the town more money to run the schools. I wouldn't count on any money from the state either, the state is doesn't have any money to give the town.
Craig Zac July 27, 2011 at 12:35 pm
I agree william.. when I came to oxford, I had to buy a beat up POS house that was selling below MKT value as a foreclosure, hy cant people just do that? wait for something they can afford to come along and buy it? why does the town NEED to make specific housing to attract them. Id be behind this more if ONLY Oxford residents earning below $60G could buy one of these.. do it for Oxfords citizens, not for others to come here "just because" ... there must be alot of folks here who would love to buy a place of thier own instead of renting.. they should get first dibbs on a new place if these did get built.
Craig Zac July 27, 2011 at 12:52 pm
"In Oxford, the median income is between roughly $80,000 and more than $90,000 per year depending on the study, and affordable housing, by state definition, is for those earning less than $64,000 per year (on the low end of the median scale)."
So how is it that $275,000.00 to $300,000.00 can be considered affordable to someone (with a family) making $60G a year???
Patricia Sala September 6, 2011 at 06:59 pm
I would love to move back to my home town where I grew up.
Now living in Fl. for 21 yrs. and still missing the rest of my New England family. If homes were made affordable I would buy one and put my son in the Oxford High School.
Tanya Carver September 6, 2011 at 07:26 pm
Patricia Sala, are you saying that the only reason why you have not moved to your home town, Oxford, for the past 21 years and opted to live in Florida is because you have not found a home you can afford?
You should check out the Oxford homes for sale listing in the internet, I just did. There were 10 listings between $200K and $140K.

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